No income/no employement verification investor mortgages
First Time Investors Allowed
640 minimum FICO
Cash-out can be used as reserves
40 year interest only available
No Initial CD Needed - CLOSE FAST
Airbnb/VRBO/short-term rentals ok
up to 80% LTV
$99,000 minimum loan amount
Loans up to $3,000,000
Experienced and new investors
640 Min Credit Score
Proof of Business Req'd
Up to 100% Coverage On Purchase
Closing As Quick As 48 Hours
Loan Amounts Of $10K to $5M
12-18 Month Loans
©2025 West Capital Lending - NMLS# 1566096 · DRE# 02022356
All Rights Reserved
24 Executive Park Suite 250 Irvine CA 92614
Chase Steffien - Branch Manager - NMLS# 1902168

This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov.